Freedom

white seagull flying on sky

 

What is freedom?

 

The dictionary definitions go something like this:

  • The absence of necessity, coercion, or constraint in choice or action.
  • The quality or state of being exempt or released usually from something onerous.
  • The power of self-determination attributed to the will; the quality of being independent of fate or necessity.
  • A political right.
  • Absence of slavery.

And several similar definitions.

I don’t really think that anyone feels that they have 100% freedom. Freedom to me means a total absence of any type of pressure or influence that compels me to do, say or think anything against my wishes and the absolute ability to do anything ( that does not negatively impact any other being) that I wish to do. For me, there are three main components to freedom.

 

Total financial independence

I believe that this is the most important source of freedom in the modern world, and if a person has this, they are well on their way to achieving total freedom. Work, the traditional source of money, is not enjoyable for many people and although it is true that in the western world, everyone is theoretically free to choose how they earn their money, there are many barriers to actually working in the field that one loves, and if one loves their work, it isn’t really work as we have come to understand it. Barriers can include education, intelligence (which is not the same as education), temperament, childhood influences/indoctrination from many sources, the financial situation that one is born into, mental outlook and many more barriers and influences that have an impact to a varying degree. The ideal situation is to have a multi million dollar bank account, but I suspect that even multimillionaires would object to me saying this and that they would cite many reasons why their money does not give them freedom. The one thing that nobody can deny, is that wealthy people certainly have more potential to achieve freedom than people without money and if they can’t achieve a large degree of freedom by using their money then they are not using it wisely.

According to various recent studies, 50%-70% of people hate their jobs. Most people end up tying themselves down to a job or field of work by accumulating debt as soon as they begin to earn money. Once the person is in debt, they have to continue the work that they come to dislike or hate, in order to pay the debt off, while also supplying cash for everyday survival. They continue on, hating and resenting the job or jobs for their whole lives. My experiment with freedom began with downsizing my job so that I have more time and energy to explore more fulfilling methods of securing financial freedom. I believe that financial independence is the key factor to freedom. The saying that “you need money to make money” is very accurate. If you don’t believe this, then you have never attempted to generate money,  independent of a “job”.

 

Mental Outlook

The manner in which a person views the world plays a huge part in how free he/she feels. One person could feel trapped and imprisoned, yet another person can feel free and fulfilled in exactly the same situation. Some people feel doomed from their first remembered thought, others feel empowered. I don’t know why this is, but I believe that the less optimistic mind can be trained by the individual to become more productive. A negative mind attracts negative things. The law of attraction is real. Even if you don’t believe this, Wouldn’t it be better to think positive thoughts rather than negative ones?. Affirmations, meditation and manifestation techniques can be employed to set your mind free. Try not to watch the news, most of it is propaganda anyway. If you study news broadcasts, some form of agenda becomes apparent, and it is not healthy for a person to subject themselves to this. Take some form of exercise regularly, physical exercise is good for mental outlook and it also helps your body to function as an effective tool for personal freedom.

 

No Unwarranted Obligations to Others

This is a hard topic to balance properly. Any decent parents will always feel an obligation to their children, and rightly so, as they are responsible for bringing the child into being.  If the parents are lucky, the child will also feel an obligation to minimize those obligations for the parent. A person should not settle for a life of drudgery, misery or mediocrity because of any other person’s expectations or behaviour. I have always found that if mutual respect is present between people, that the weight of anything that can be considered an obligation is reduced considerably, almost to a negligible degree. A parent that attempts to forcefully mold their child into something that the child doesn’t want to be, especially where work or marriage are concerned, is basically claiming the child as their property. I do not consider wise advice as part of this, as advice is given freely and can be acted upon, or ignored by the recipient.  

People who are conscious in their efforts to restrict you do not have your best interests in mind and ways to free yourself from such people should be made a priority. Obligations to others are accepted by people constantly, and if you feel that your service is worthwhile and makes you happy then it is not the type of obligation that I am referencing here. The particular freedom restricting element can more accurately be called an imposition.

bullion gold gold bars golden
Freedom?

 

 

 

 

 

 

 

 

I most definitely consider the possession of enough funds to be free of the shackles of “work” to be paramount. When I use the word “work”, I am referring to a job as an employee that one does not want to do by choice, but is compelled to do, in order to pay the bills, buy food, survive etc. Money seems to be a dirty word for many people, probably because they don’t want to be considered a mercenary individual. The world is organized around money however, and the more of it you have stored away somewhere, the more freedom of choice you have.

A person could always just go to a remote area of the world and live off the land of course, and if this idea is attractive, you could possibly find freedom without money, but opportunities to live like this are not very abundant today and most people from the developed world would miss their gadgets and labor-saving devices, but It is a possibility.

 

Quotes

  • “Whether you think you can, or you think you can’t–you’re right.” – Henry Ford

 

  • “The mind is everything. What you think you become”. – Buddha

 

  • “Freedom is the will to be responsible to ourselves”. – Friedrich Nietzsche

 

  • “The desire of gold is not for gold. It is for the means of freedom and benefit”. –  Ralph Waldo Emerson

 

  • “No one outside ourselves can rule us inwardly. When we know this, we become free”. –  Buddha

 

  • “ A friend is someone who gives you total freedom to be yourself”. –  Jim Morrison

 

  • “Every time you borrow money, you’re robbing your future self”. – Nathan W. Morris

 

  • “Financial Freedom is less about Financials and more about freedom”. – Manoj Arora

 

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Exercise With Dumbbells

bodybuilding close up dumbbells equipment

Dumbbells are about the most versatile piece of exercise equipment you’ll ever use or own. You can train any body part with them, they’re suitable for anyone-beginners, intermediate and pros-and can be used by people of any age to get fit. They’re also the ideal, regardless of your fitness goals. So whether you’re just looking to trim down, maintain or even build mass, dumbbells can be the right piece of equipment for you. Assuming that you’re doing the movements properly, when you train with dumbbells you mimic the body’s natural movements, considerably reducing the risk of injuring yourself.

The point today is to present a few little known, but highly effective dumbbell exercises-it’s always good to do something new. When the body’s muscles get too accustomed to the same routine day after day, week after week, month after month, your routine’s effectiveness is diminished. That’s why knowledgeable guys change things up every now and then so they can keep seeing gains and achieving the results they want.

Here are a few dumbbell training exercies that you probably haven’t heard of.

Dumbbell thrusters (legs, shoulders): Works the glutes and shoulders at the same time. Place an exercise ball behind your legs. Stand straight holding two dumbbells at shoulder height with palms facing each other about even with your shoulders. Squat down until your butt touches the ball, then thrust upward raising your arms towards the ceiling, while maintaining your palms facing the same direction. Squat down again lowering the dumbbells to the starting position, then repeat.

Dumbbell hamstring curl (hamstrings): Lie face down on a flat bench with your knees hanging over about two to three inches. Have someone tuck a dumbbell vertically between your feet-if you’re limber and not too clumsy, you can manage it yourself. Grasp the front two legs of the bench for stability. Then, without lifting your waist from the bench, keep your knees together tight and raise your toes (and the dumbbell) towards the ceiling until your shins are perpendicular to the floor.

Dumbbell ab crunch (abs): Lie on your back with your knees bent, feet flat on the floor, holding a dumbbell with both hands (one hand over each end of the dumbbell) close to your chest just below your chin. Keeping your butt and lower back on the floor, slowly roll your upper back off the floor, keeping your neck neutral. Pause and hold for a second or two and then return to the starting position and repeat.

Low dumbbell crossover (chest): This awesome move can completely isolate and pump up your pecs. It’s like the Low Cable Crossover but done with dumbbells to further isolate the pectoral muscle. With one foot forward for stability, grasp the dumbbells (hands facing forward), spread your arms until they’re at about a 45-degree angle and your hands are a few inches behind your hips. Lean forward slightly. Bring the dumbbells up and together, using a sweeping arc motion, stopping right in front of your lower chest. Pause for a full second, return to the starting position and repeat. Keep your arms slightly bent to be sure that you’re fully isolating the pecs.

Dumbbell press and fly combo (chest): This double-duty exercise keeps the pectoral muscles under tension throughout the movement. Position yourself for a regular dumbbell chest press. When your arms are fully extended, instead of dropping them back down to your chest, then slowly arc them out in a fly movement-without changing the position of your hands-until you get a nice stretch. Pause, return to the starting position and repeat.

Zero impact dumbbell row (back): Stand with your knees somewhat bent and lean over slightly, keeping your back straight. Hold the dumbbells so they’re in front of your thighs (palms facing your legs). Your elbows should be slightly bent. Bring the dumbbells out, back and up behind you in an arc, swinging your elbows back like a pendulum but maintaining control of the weight, keeping your back straight. Focus on contracting the back muscles. Return to the starting position and repeat.

Reverse incline hammer curl (biceps): Use fairly light weights for this one-it really isolates the bicep. Sit backwards on an incline bench adjusted to a 60- to 70-degree angle. With your arms hanging straight down, hold the dumbbells with your thumbs up, palms facing each other (hammer curl position). Curl the weights up until the just touch your shoulders. Squeeze, pause and repeat. If you pull your elbows back just a bit, it will put more emphasis on the long head of the biceps, which can otherwise be tough to train.

Wrong way tricep pullover (triceps): Lie sideways (perpendicular) with your upper back on a flat bench as though you were going to do a dumbbell pullover for your chest. Grasping one dumbbell with both hands, bring your arms up and behind your head-again, as though you are going to do a dumbbell pullover. But instead of trying to keep your arms straight, stretch your arms back, maintain the upper arms in a fixed position and bend your elbows down, lowering the dumbbell and stretching the triceps. Pause, squeeze, return to the starting position and repeat.

By Mike Westerdal 

Mike is the creator of the illustrated guide, “Dumbbell Routines & Exercises eBook”, that will Help You Increase Your Muscle Size And Improve Your Physical Fitness In 90 Days Or You Get To Keep This Breakthrough eBook FREE! More information Click Here

 

The Benefits Of Having Pets

 

blur care cat close up

Is it beneficial for us to have pets?. I wasn’t a pet person for a long time. I grew up without pets and I spent a good deal of my adult life without pets. I didn’t really think about them one way or another. I was vaguely aware that other children had dogs and cats but I didn’t ever feel deprived because of it. I have always had a respect for all living beings including insects and if I find an insect in the house, I will always remove it without killing or injuring it because insects have as much right to life as we do. I don’t know much about Buddhism, but I understand that they hold a similar belief about living beings.

I have experienced guilt when eating meat and the modern intensive meat production methods are horrendous. When I see photos of the way that animals are treated, it makes me wonder what we think that we are doing to living beings just to gain the benefit of cheap meat. I haven’t found a replacement for meat yet, but I think that I will have to sometime soon. I have always felt slightly guilty about eating animals, even before I became acquainted with pets.

If an animal was threatening harm to my family I would do what I had to do to protect them, but this is the only time that I would consciously injure any animal or other living being. Some people believe that plants have feelings too, but we have to eat something.

I was introduced to pets when I got married, specifically cats. I remember watching the first cat that we had, doing what cats do and it was a new and strange experience to me. We now have 3 cats. Two of them chose us and the third one was born to one of the cats that chose us.

Cat number 1, was feral and used to hang around in our back yard after it was born under the shed. This kitten approached me every time that I went into the back yard to smoke, it would sit next to me and it would want me to pet it. I didn’t pet it at first because I didn’t want to catch anything, but I eventual did. We then started to leave it a bowl of food and clean water in the yard every day. When we moved house, we tried to catch it to take it with us, but it would always run away. We still owned the house when we moved and after moving, I had to go back to the house to carry out some work and one day cat 1 appeared and sat a few feet away from me in the yard with it’s back to me the whole time. This was an obvious sign of disapproval from the cat. I saw that it had some injuries around it’s neck and we managed to catch it and take it to our new house. It lived in the garage for a week or so until a vet could check it out. The vet advised us that what appeared to be injuries was some sort of parasite in the skin. The parasite was eliminated, the cat entered our new house and has been with us for about 10 years now. The cat doesn’t go outside, by it’s own choice. If we leave a door to the outside open, it runs the other way, almost like it fears that we are going to throw it out.

Cat number 2 was born to cat number 1. Cat 1 was unknowingly to us, pregnant when we picked it up from the previous house and it appeared to get very sick after a few weeks. We took it to an emergency animal hospital and they told us that it was pregnant. Cat 1 had a litter of cats but only one survived due to the original vet giving it vaccinations while it was pregnant. We took cat 2 home in a small box that served as a bed and it was not expected to live. It lived and has been with us now for nearly as long as cat 1. Cat 2 doesn’t go outside. It sneaked out of the front door one day without us knowing. Later, we head a mewing and scratching at the front door and when we opened it, cat 2 sprinted inside, never going near an outside door again. It seems that it did not like it out there.

 

Cat 3 suddenly appeared outside our back door about 7 years ago. It sat at the door, looking into the house. Meowing constantly and at night we would hear sounds like it was being attacked. We started feeding it and in due course, it graduated to the garage. Cat 3 kept growling and attacking it’s own tail. We thought that it was crazy but we discovered that it had a broken tail. The vet amputated the tail and cat 3 has been very happy ever since.

 

Many people believe that pets are beneficial to humans, such as:

  • Lowering stress levels
  • Companionship for the lonely
  • Lowering heart attack risk
  • Helps keep older people’s brains sharp
  • Some pets encourage you to exercise, because they demand it.
  • A pet can reduce pain
  • Makes children less likely to get allergies

And many more benefits. Most of the results have come from various scientific studies.

There are also reported of pets having psychic powers and reports of pets saving their human’s lives.

I don’t like to use the phrase “owning a pet” because any pet owner will confirm that they don’t own their pet, it is more of a friendship and mutual understanding between the animal and human that they like living together and have a relationship of respect.

I still have not graduated to referring to the cats as he or she, I still say “it” but I don’t mean it as a degrading term, it’s just the way I am.

There are certain animal that have a revered status in the western world. Cats, dogs and horses come to mind. I have also know people with pet goats and monkeys. I cannot see any benefit of having reptiles as pets because I don’t think that they respond to a human at all, except to attack the human, given a chance.

From what I have observed, I believe that cats, dogs, chimps, gorillas and horses have a soul. It has been reported that some people experiencing a near death experience, go to, or through an area similar to a waiting room that is full of cats and dogs waiting for their humans to join them. I can easily believe this.

I feel that it is an honor to have a friendship connection to another species. My cats show me friendship every day and I return the feeling. I never did consider myself as a pet person, but being able to write this post highlights to me the fact that I definitely am an animal person. I try not to consider our cats as pets, but as different beings with different perceptions, not on an inferior level, just a different one, because who really knows what things animals perceive that we are totally unaware of.

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Inversion Therapy For Health

woman doing anti gravity yoga

Inversion therapy involves holding the body upside down or at an inverted angle for a period, usually for a few minutes at a time. The act of inverting the body is believed by many people to have beneficial health benefits.

There are several methods to achieve inversion. The most popular method is to use an inversion table, a specially designed piece of equipment that allows a person to clamp the ankle and lay back on a supporting bed. The bed can then be tilted to the desired angle. Other methods include gravity boots, headstands, handstands, hanging by the legs from a horizontal bar, hanging from strap supports and Yoga inversions such as the downward dog position.

The most well known benefit of inversion therapy is the relief of back pain. I have an inversion table and it works for me. I have had experience of lower back pain after certain exercise routines and my inversion table takes the pain away and seems to help the injury to heal faster.

Benefits Of Inversion

Some of the reported benefits of inversion therapy are:

  • Relief of back pain
  • Relief of joint pain
  • Strengthen ligaments, which results in strengthening  bones.
  • Maintain height
  • Regulate blood pressure
  • Improve posture
  • Control indigestion
  • Improve heart function
  • improve brain function
  • Assist the lymphatic system function
  • Improve mood, relieve stress and depression
  • Increased flexibility

I have found that regular inversion helps to relieve back pain from injuries and helps the injury to heal faster, It appears to help normalize my blood pressure, helps my muscles to recover faster from exercise, gets rid of headaches and neck/shoulder pain and makes me feel better in general. My inversion therapy session consists of full inversion daily, for 5-10 minutes per session on my inversion table.

I find that a good quality inversion table is the most convenient method for regular inversion therapy in the home. Most tables can be folded after use to minimize floor space and most tables allow the user to set the inversion to various angles, ranging from a few degrees right up to full inversion. It is wise to work up to full inversion slowly when beginning  a program because full inversion is very intense if you have not inverted before.

 

Precautions Before Starting Inversion Therapy

If you are considering inversion therapy and you have heart and circulation problems, eye conditions or any other conditions that requires regular doctor’s visits and/or medication, you should consult with your doctor before starting an inversion routine. Pregnant women and obese people should consult with a doctor before beginning inversion.

Manifest Your Desires

manifest-792386_1280

There are many practitioners of manifestation, all have slightly different methods that they claim really work. The common theme in all of the methods is expressing gratitude for what you already have and a total belief that you already have whatever it is that you want.

Being able to manifest your desires comes from the belief that we are all energy at our core and everything that surrounds us is also energy. Many people also believe that our individuality is an illusion and that all people and things are connected within a universal frequency field. Quantum theory hints at this being a possibility. Some beliefs go as far as to state that each person has an element of the creator in him or her, that we are a fragment of the creator and therefore we have the power of the creator to manifest our desires when, where and how we desire them.

Others believe that as we are composed of energy, including our thoughts, then we can somehow tap into the universal creative power in order to manifest our desires. This sounds similar to the creator theory without the religious element. I am open minded and I would not discount any theory unless it was proven to my satisfaction that the theory was wrong and that isn’t going to happen any time soon.

All methods of manifestation have the common requirement that you must believe that you already have your desire in the “now”, the explanation for this is that your energy attracts your desires and if your thought process is “wishing” for something to appear, it attracts a life long experience of scarcity because the vibrations that you are giving out are of a” wanting for something” rather than “already having”, and the “wanting for” is therefore what you will attract. The methods vary as to how to express this belief of already having your desire. Meditation or visualization of the desire seems to be the generally accepted form of expressing belief that you already have your desire. Affirmations can play a part in the manifestation process for some and it seems to be an allied topic to me.

The TV program Star Trek: The Next Generation, had the holodeck, a room where objects, locations and people are simulated by matter, beams and fields onto which holographic images are projected, which appear solid to the touch. This matter is known as “holomatter”, and disintegrates when the program is ended. The Holodeck users can program their individual desires into the computer and experience them within the room for as long as they wish. As the theories in Quantum Physics have been updated and expanded upon, I wonder if it will ever become a reality, or are we already in a holodeck simulation?. The point of mentioning this is that it appears to be a (fictional) form of manifestation.

The theory some people have, that matter is a low vibration frequency, can have implications for manifesting desires. The thoughts from the brain are frequencies and once a thought has been released, it has the potential to materialize. Whether one can manifest desires or not is open to investigation. I suspect that it is easier to manifest a negative thought than a positive one because it is easier to concentrate on negative thoughts.

My suggested method for manifesting your desires.

  • Be clear on your desire and don’t try to manifest a whole list of desires all at the same time. Begin with a small goal.
  • Spend some time every day visualizing your desire. Visualize yourself experiencing the desire as if you have it already. Be very specific in your visualization.
  • Repeat positive affirmations to yourself every day.
  • Take some form of action towards your desire every day.
  • Be grateful for what you already have, and spend some time every day thanking God, the Creator, the Universe (whatever suits you) for your gifts.
  • Keep the routine going and don’t give up on it.

I would be interested to know if it works for you.

 

Diet For Weight Loss

woman girl fat fitness

There are so many weight loss diet plans available that it is difficult to decide which one to use. The guiding factor should be to find a healthy plan. The generally accepted figure for healthy weight loss is 1-2 lbs a week which equates to about 3,500-7000 calories. Using these figures, a person who wishes to lose 2 lbs a week should cut about 1000 calories from their daily diet. Calorie counting however, can become very tedious very quickly.

There are many diet plans claiming that if you use their system, you can lose much more than 2 lbs a week. The claims may or may not be true, I don’t need weight loss diets myself, but I do research them for others. I have seen all types of diets work for some people and I have seen the same diet plan work for one person but not another. As with most physically related things, I think It all comes down to body type and dedication (or lack of dedication).

Weight loss can be achieved without a purchased diet plan but you have to do the research for yourself and this can be very time consuming. Basically, sugars and starchy foods should be cut back substantially, make sure that you eat foods containing protein and fats, and make sure to exercise. Eat fats for weight loss? the short answers is that fats are not all the same and some are beneficial to health. Saturated fats can occur naturally in meat and dairy products, unsaturated fats come from plants, vegetables, olives, nuts, and seeds and some fish. Trans fats can occur naturally in certain foods and meat. The artificial trans fat (hydrogenated) in some foods, normally heavily processed, is not healthy and should be avoided. I work on the theory that naturally occurring fats in food can’t be all that bad, but everything should be done in moderation and be wary of any processed food that has “light” or “low fat” printed on the packaging.

Weight training is a great exercise for weight loss. To lose weight, a body must burn more calories than it uses and after a weight training session, the body continues to burn calories. As you add more muscle, you should find it easier to attain and keep to your target weight because muscle burns more calories than fat during the day.

Men seem to lose weight more easily than women and this observation is backed up by science. Men have more lean muscle tissue than women and the muscle tissue burns more calories than fat. Studies have found that the different results, between men and women are very obvious at the start of the diet program but tend to even out over the longer term.

Another issue with weight loss in the present day, is the quality of our food. Science has been tinkering with natural produce and the results on food quality are not really fully known. We can only do our best to find the most natural of products to consume.

The conclusion I have arrived at regarding diets is to stay away from a diet program that promotes  only one type of constituent such as fat, protein or carbohydrates while cutting out others almost completely. I tend to like the programs which have a more balanced approach and also suggest that exercise should be completed along with the dietary component. My key components to a great weight loss program are healthy food with a traditional balance of protein, carbs and fats, exercise, primarily resistance training and the determination to succeed.

 

 

Water For Health

clean clear cold drink

Is drinking water necessary for good health?, the answer is yes, but the water that you drink needs to be as pure as possible. It seems that obtaining untainted food and drink is virtually impossible today but just by attempting to obtain the most high quality, natural food and drink products will help.

Water makes up approximately 60% of the male adult body and 55% of the female adult body. We are constantly losing water from our bodies throughout the day and this needs to be replaced. An average human loses 4.5 to 6.5 lbs of water during the day through exhalation, perspiration, urination and consumption of heavily processed foods.

 

How Much Water?

The general health industry advice is 8 ounces of water, 8 times a day. There is a wide range of views on daily intake from independent researchers but the 8 ounces, 8 times a day seems to be a minimum. Studies have shown that we cannot survive more that a few days without drinking water but we can survive for a few weeks without food. The required daily water intake for maximum bodily efficiency is (as is most everything else in life) highly dependent on the individual.

Can I Drink Too Much Water?

Studies say yes. The medical term for this is Hyponatremia ( low sodium in the blood) and this can occur due to the amount of water you drink over a short period of time rather than the total amount during a day. In basic terms, a large amount of water consumed in a short period of time will lower blood sodium levels and could, in the most severe cases, lead to death. I would think that moderation is the key to avoiding this issue.

The Purity of Water

There are many factors affecting the purity of our drinking water. The Municipal supply to our houses and businesses has chemicals added to it due to the “purification process” and the pipes carrying the water can also add unwanted chemicals into the supply. Fluoride is added to many Municipal water supplies. The Fluoride is added to prevent tooth decay but there are rumors that it is not effective in preventing this. Some Countries have banned, rejected or stopped fluoridation of their water supply. China has banned it’s use, most Western European countries have stopped fluoridation and Japan has rejected it’s use due to it’s toxicity. My opinion?, I would rather that Fluoride was left out of the water supply and I’ll take care of my teeth myself.

Obtaining Pure Water

I have researched this topic in a casual manner on and off. I buy bottled “spring” water from the local grocery stores to drink and use for cooking but I know that the quality ranges from good, to variable, to suspect.  The “spring” water is usually packaged in plastic bottles and the chemicals in the plastic can tend to leech into the water. The claim of “pure spring water” in bottled water products has been shown to be suspect in certain cases and the Fluoride content is unknown. I think that the only sure way of obtaining the purest water is to filter it yourself. There are several companies that supply whole house filters for residential use and these filters can remove heavy metals, pharmaceutical residue, fluoride, bacteria and more. The best, most effective filter systems are expensive but do I aim to install one eventually.

Conclusion

The body needs water and at the end of the day, drinking any water ( that is not infected) is better than not drinking it. We should strive to drink the purest, most untainted water daily, but this can be expensive, time consuming and involve much research. My personal opinion is that drinking water in it’s basic form, not in the form of coffee, tea, flavored drinks etc, is essential. If you are carry out fitness training or have a physical job, then my experience tells me that you need more than the 8 ounces, 8 times a day in order to function efficiently. It is a pity that we can’t get the pure drinking water that we need to function at optimum performance easily, but “it is what it is”.

Free E Books

row of books in shelf

The Free E Book website Has been closed down and the links will no longer work

 

Here are some links to Free and/or Voluntary Contribution E Books, You will also find a free E Book section in my RESOURCES section in due course. My aim is to categorize the books for your easy reference, in keeping with my main theme of Living Free.

With the kind permission of Nicholas at oceanofpdf.com

PDF-EPUB-Think_And_Grow_Rich_-_Napoleon_Hill-Download

“Think and Grow Rich is a motivational personal development and self-help book written by Napoleon Hill and inspired by a suggestion from Scottish-American businessman Andrew Carnegie. While the title implies that this book deals only with how to get rich, the author explains that the philosophy taught in the book can be used to help people succeed in all lines of work and to do or be almost anything they want”

 

PDF-EPUB-The_Kinfolk_Entrepreneur_-_Nathan_Williams-Download  

“In The Kinfolk Entrepreneur, author Nathan Williams introduces readers to 40 creative business owners around the globe, offering an inspiring, in-depth look behind the scenes of their lives and their companies. Pairing insightful interviews with striking images of these men and women and their workspaces, The Kinfolk Entrepreneur makes business personal. The book profiles both budding and experienced entrepreneurs across a broad range of industries (from fashion designers to hoteliers) in cities across the globe (from Copenhagen to Dubai). Readers will learn how today’s industry leaders handle both their successes and failures, achieve work-life balance, find motivation in the face of adversity, and so much more”.

 

PDF-EPUB-52_Weekly_Affirmations_and_Other_Practical_-_Joseph_Murphy-Download 

“You have the incredible potential to be, do, and receive whatever you desire, imagine, and truly believe. Unfortunately, however, only a small number of people achieve their full human potential, because they fail to recognize and harness the infinite power of the subconscious mind—the divinity within them and around them. The secret to success is no secret. It has been in practice for thousands of years. The most successful people throughout history are not those who merely accept the reality presented to them but those who imagine a better reality and believe in it so deeply that they are actually able to create a new reality—to change the state of being around them. In this book, you discover how to create your own new reality through desire, imagination, and belief: Part 1: Affirmation Essentials: Here you discover how to plant thoughts into your subconscious mind, so it can begin to work miracles in transmuting your thoughts into reality, often with little or no effort on your part. Part 2: Weekly Affirmations: These 52 weekly affirmations empower you to improve every aspect of your life, including your health, wealth, relationships, marriage, and career. Each weekly affirmation is accompanied by commentary that places the affirmation in the context of real life, so you can more clearly imagine and start appreciating the new reality you are about to experience. Part 3: More Techniques for Planting Thoughts in the Subconscious Mind: These additional techniques enable you to plant thoughts in your subconscious mind and crystalize your vision. The more clearly and distinctly you are able to imagine yourself being, doing, or receiving that which you desire, the more certain your desire will be fulfilled. Part 4: Unlock the Infinite Power Within You: Part 4 reveals the principles upon which the practice is based and relates true stories of people who solved problems, healed themselves and others, saved lives, improved relationships, achieved career success, and attracted wealth, through the power of affirmation. Part 4 also reveals the role the subconscious mind plays in out-of-body experiences, extrasensory perception, mental telepathy, clairvoyance, precognition, remote viewing, and other psychic powers. This book is your personal guide to leading a happier, wealthier, and more fulfilling life. By following the guidance offered here, you can stop going through life as a victim of circumstances and become the master of your own destiny. You discover how to harness the power of your own mind and the infinite resources surrounding you to be, do, and receive whatever you desire, imagine, and believe.”

 

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“When it comes to creating the life you want, Shakti Gawain literally wrote the book. Now considered a classic, Creative Visualization teaches readers how to use their imaginations to manifest their deepest desires”.

 

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“Learn the secrets to obtaining Bruce Lee’s astounding physique with this insightful martial arts training book. The Art of Expressing the Human Body, a title coined by Bruce Lee himself to describe his approach to martial arts, documents the techniques he used so effectively to perfect his body for superior health and muscularity. Beyond his martial arts and acting abilities, Lee’s physical appearance and strength were truly astounding. He achieved this through an intensive and ever-evolving conditioning regime that is being revealed for the first time in this book. Drawing on Lee’s notes, letters, diaries and training logs, Bruce Lee historian John Little presents the full extent of Lee’s unique training methods including nutrition, aerobics, isometrics, stretching and weight training. In addition to serving as a record of Bruce Lee’s training, The Art of Expressing the Human Body, with its easy-to-understand and simple-to-follow training routines, is a valuable source book for those who seek dramatic improvement in their health, conditioning, physical fitness, and appearance. This Bruce Lee Book is part of the Bruce Lee Library which also features: Bruce Lee: Striking Thoughts Bruce Lee: The Celebrated Life of the Golden Dragon Bruce Lee: The Tao of Gung Fu Bruce Lee: Artist of Life Bruce Lee: Letters of the Dragon Bruce Lee: Jeet Kune Do”, ( in Russian).

 

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“Kayla Itsines Director The Bikini Body Training Company Pty Ltd I began my study in 2008 at the Australian Institute of Fitness. Upon completing the AIF Master Trainer course, I began working at a female-only personal training center in Adelaide, South Australia. Soon after, I started my own business called The Bikini Body Training Company Pty Ltd. and from there it began! After such an amazing response to my business in the first 6 months, I began to build an online presence via Instagram and Facebook that essentially became my blog. This is where I started to upload client transformations, healthy eating ideas and some training tips for all the women I couldn’t reach around the world. In 2012, I also teamed up with my partners company, Fresh Fitness Solutions (founded in 2011), so we could run boot camps in order to service MORE women who wanted our help. It is now 2013 and we pride ourselves on our bikini body training, helpful nutrition guidelines and most importantly, continuing to help our clients achieve incredible, life changing results. Together, we hope to continue bringing life changing experiences to more and more women around the world! Including YOU”

 

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“This is not your run-of-the-mill fitness book. Developed by world-renowned gluteal expert Bret Contreras, Strong Curves offers an extensive fitness and nutrition guide for women seeking to improve their physique, function, strength, and mobility. Contreras spent the last eighteen years researching and field-testing the best methods for building better butts and shapelier bodies. In Strong Curves, he offers the programs that have proven effective time and time again with his clients, allowing you to develop lean muscle, rounded glutes, and greater confidence. Each page is packed with information decoding the female anatomy, providing a better understanding as to why most fitness programs fail to help women reach their goals. With a comprehensive nutritional guide and over 200 strength exercises, this book gets women off the treadmill and furnishes their drive to achieve strength, power, and sexy curves from head to toe. Although the glutes are the largest and most powerful muscle group in the human body, they often go dormant due to lifestyle choices, leading to a flat, saggy bum. Strong Curves is the cure”.

 

photo Tao_of_Jeet_Kune_Do_-_Bruce_Lee-Download

“From the Introduction: “In 1970, Bruce sustained a rather sever injury to his back. His doctors ordered him to discontinue the practice of martial arts and to remain in bed to allow his back heal. This was probably the most trying and dispiriting time in Bruce’s life. He stayed in bed, virtually flat on his back for six months, but he couldn’t keep his mind from working – the result of which is this book.” Linda Lee “Jeet Kune Do, you see, has no definite lines or boundaries – only those you make yourself.” Gilbert L Johnson

 

The_New_Encyclopedia_of_Modern_Bodybuildin_-_Arnold_Schwarzenegger-Download

“From elite bodybuilding competitors to gymnasts, from golfers to fitness gurus, anyone who works out with weights must own this book—a book that only Arnold Schwarzenegger could write, a book that has earned its reputation as “the bible of bodybuilding.” Inside, Arnold covers the very latest advances in both weight training and bodybuilding competition, with new sections on diet and nutrition, sports psychology, the treatment and prevention of injuries, and methods of training, each illustrated with detailed photos of some of bodybuilding’s newest stars. Plus, all the features that have made this book a classic are here: -Arnold’s tried-and-true tips for sculpting, strengthening, and defining each and every muscle to create the ultimate buff physique -The most effective methods of strength training to stilt your needs, whether you’re an amateur athlete or a pro bodybuilder preparing for a competition -Comprehensive information on health, nutrition, and dietary supplements to help you build muscle, lose fat, and maintain optimum energy -Expert advice on the prevention and treatment of sports-related injuries -Strategies and tactics for competitive bodybuilders from selecting poses to handling publicity -The fascinating history and growth of bodybuilding as a sport, with a photographic “Bodybuilding Hall of Fame” -And, of course, Arnold’s individual brand of inspiration and motivation throughout Covering every level of expertise and experience, The New Encyclopedia of Modern Bodybuilding will help you achieve your personal best. With his unique perspective as a seven-time winner of the Mr. Olympia title and all international film star, Arnold shares his secrets to dedication, training, and commitment, and shows you how to take control of your body and realize your own potential for greatness”.

 

Watching The News

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Is daily consumption of News from TV, newspapers,  the internet and any other source bad for your health?.

The theory that what you think about most is what you become, would suggest that a person should avoid the daily consumption of News, and only absorb it when necessary. A few years ago, it became apparent to many people that the mainstream News organizations all had their own particular agenda and that each of those News outlets presented topics favorable to their agenda in a positive manner and did the opposite to topics on their blacklist. Even with bias, I would guess that 90% of all mainstream News is negative in some manner.

I think that initially, the online News websites, blogs etc, attempted to broadcast impartial news, but once this ultramodern form of News dissemination became popular and was recognized to possess some power, many of the internet News services seem to have been co-opted into taking sides, co-opted by who and for what purpose?,  well I don’t know.

The majority of the News is negative, and this is why it is probably bad for a person’s health. If a person can use affirmations, both visual and audio, to change their core thought processes resulting in positive, productive, life changing results then watching a daily stream of negativity and fear producing material on the TV can be assumed to have the power to influence the individual in a  negative, unproductive and life changing (for the worse) manner. 

In his book, “Think And Grow Rich”, Napoleon Hill wrote “Our brains become magnetized with the dominating thoughts which we hold in our minds, and by means with which no man is familiar, these “magnets” attract to us the forces, the people, the circumstances of life which harmonize with the nature of our dominating thoughts”. The author is basically stating that we attract what we think about most, so after a person’s daily (or more) mainly negative News programming, what conditions will they attract into their lives?.

I am not suggesting that anyone should become one of those annoying hyper positive neurotics that one meets from time to time, but it has been stated time and again in various different ways that “you are what you think”  by many respected people, so be mindful of what you think about. 

Test the theory for yourself and do not watch or read any News for 30 days and then evaluate your health after this period. Just about everything in the News broadcasts are beyond our control anyway and if an item is negative, knowing that the extent of our individual influence over the situation is just to “know” about it, creates even more negative vibrations within the mind and body. Sometimes it is better not to know certain things in order to not have to process them through our minds.

What do you think?

 

 

My Trading Style

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Here is a quick breakdown of my style of trading (Forex).

The red horizontal lines are support and resistance. These are prices that have been hard to get above or below in the recent past. When a price approaches support or resistance, there is more chance that the price will reverse it’s current trend, so it should be watched.

The chart uses Japanese candlesticks to record price. There are other styles of displaying price available. A red candle indicates that price is falling, a green candle indicates price rising.

My profit to loss ratio is a minimum of 1.5. If I can get more, I will, but I will not take a trade lower than this ratio.

Chart

  1. The candle approaches the support line, and the 2 candles with the long lower tails indicate to me that prices are likely to rise.
  2. I place a long trade to buy at 1.23856, with a stop/loss at 1.22119 and an initial “take profit” target at 1.25957.
  3. I place my stop/loss below the long tail on the last candle before price rises to make it harder for it to be reached but still keep to my profit to loss ratio.
  4. The price falls after the initial rise and makes me nervous but it doesn’t stop me out and I leave it alone to see what price will do next.
  5. Price rises again, falters for a couple of days, but eventually continues on up and triggers my “take proft” (sell order).

Any candles that are in the green area between the times that I bought and sold mean that I have profit. If they are in the red area, I am at a loss, but unless price goes lower that my stop/loss order I stay in the trade.

As you can see (in hindsight), price continued to rise significantly after I took my profit and closed out the trade and would have made me a huge profit if I had stayed in the trade but I decided to take my profit before price hit the next red resistance line.

The actual profit all depends on how many units you are trading, for example 10,000 units could have made about $200 profit, 100,000 could have made $2000. The chart is showing daily prices where each candle represents one day of price movement. This trade took 10 days to hit my sell order and produce the profit that I desired. $200 profit for 10 days is ok, $2000 for 10 days is great. The size of the contract can be scaled up or down depending on the size of your trading account.

Traders usually trade on margin which basically means that the trader only needs a small percentage of the total trade value in their trading account in order to place the trade. This allows the trader to have much larger trades than would be possible without margin. Each broker has their own limits and policies for margin trades.

I caution you not to trade anything until you have found, and you are comfortable with a trading style. It does not really matter which style/system you use as long as it works for you and keeps you in profit. You will have to investigate different systems  in order to find the one that you like. If you don’t know where to start CLICK HERE for several trading styles

Quit Smoking

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The ultimate smoking alternative is quitting, it is not an easy option however. I have attempted to quit several times but I admit that I did not try very hard. One attempt involved hypnosis and this did not work at all for me. The hypnotist did manage to make smoking taste bad for a few days but I worked through it. Another attempt was with the use of nicotine gum. The gum took the edge of the craving but was not satisfying enough to replace a cigarette.  The thing that worked for me was electronic cigarettes. I count this only as a partial quit because I still get my nicotine through a vapor but I don’t get any of the tobacco by-products, such as tar. The vapor has unknown health effects at this time but so far, studies seem to indicate that the vapor is significantly less dangerous than tobacco smoke.

Nicotine is said to alter the balance of two chemicals, dopamine and noradrenaline in your brain. Nicotine changes the levels of these chemicals in the brain and many smokers find this effect enjoyable. When you inhale the nicotine, it rushes to your brain, where it produces feelings of pleasure and reduces stress and anxiety.  Many smokers enjoy the nicotine rush and become dependent on it. Other substances that may be added to the tobacco could also be addictive.

I have known former smokers who have successfully quit “cold turkey”, used nicotine gum or patches, received hypnosis treatment, have used self-hypnosis and affirmations or started with nicotine e cigs and scaled down the nicotine content over time to nothing. Whatever method the smoker used, it worked for him/her. The conclusion I have arrived at is that every person is different, with a different physiological and psychological makeup, so the successful smoking cessation method must match the individual. What works for one person will not necessarily work for another and it is a case of trial and error for the individual to find the successful method of quitting.

Some experts believe that nicotine is more addictive than heroin and cocaine, if this is true, then it is not surprising that it is so difficult for most people to quit smoking. I have known people who are occasional or social smokers, but they are few and far between.

Another factor to consider regarding smoking is the fact that companies are beginning to impose a substantial nicotine surcharge on the medical insurance of employees who smoke or use nicotine in any manner. It is not a good idea to assume that you will not be tested for nicotine and state that you do not use nicotine in order to avoid the surcharge because you face the possibility of being caught out and losing your medical coverage at a critical time for you. The only choice is to pay the surcharge if you are wise. I came across this issue once. The wording on the document was “are you a smoker”, I knew what they were up to, so I asked the benefits department if they counted vaping as smoking. Within a week, the wording on the document had been changed to “are you a nicotine user” and the surcharge was changed from a “tobacco surcharge” to a “nicotine surcharge”. This seems to be discrimination against smokers, and it is, but don’t worry, some other group is the next target, probably the overweight, just follow the money to ascertain the reason that these surcharges are appearing everywhere.

If you are considering quitting, good luck on finding the right method for you. I hope that you find your method fast, without wasting too much money on approaches that don’t work for you.

Visit My Smoking Alternatives page

Don’t Have All Of Your Eggs In One Basket

brown bird nest

 

Most of us have heard this idiom before but many people still rely on one place to supply all of their income. Doing this is a most dangerous example of putting all of your eggs in one basket.  Many of us are now aware that the conventions of the 1950’s and 1960’s don’t apply to the world of work anymore. Most employers will get rid of an employee for any reason that they deem advantageous, even the most loyal and hard-working of employees are subject to this, especially in the so-called “Right to work” states. The phrase “Right to work” sounds so great, insinuating that this law is about worker’s rights when in fact it is a union busting tactic and allows employers to dispense with an employee at will. The employee therefore should feel that he/she has the right to dispense with the employer’s employment at will, although you will not find this prominently displayed in any workplace.

Every person needs to evaluate their financial circumstances at regular intervals, which brings up another common phrase, that of saving for a rainy day. Everyone should save money from their income, even if it is only a couple of dollars a month. The act of saving will get you into the habit and hopefully the savings will dramatically increase as earnings increase.

Acting now to diversify your income will save you the potentially devastating consequences of losing your one job, that pays all of your bills, that puts food on the table and a roof over your head. I can think of several ways to take some of those eggs and put them into different baskets. One great way is to complete some contract work online. The work is not permanent and you need to work with multiple websites to ensure that cash keeps rolling in, If nothing else it may supply the money for a savings plan and if you keep at it, the jobs get more interesting and the pay can increase. Working “gigs” on websites like Fiverr is along similar lines, except for the fact that you are using your particular skills such as typing, internet marketing, graphic design etc. Both of these ideas have the potential to generate a full-time income and even a business. I have more information on my “Generating Money” page.

Part time work, after completing your full-time job puts another egg into another basket for you, if you have the energy. Some are well paid, it all depends on your skill set. In theory, this is a great way to diversify your income, the problem is that it is time-consuming and potentially very hard, but it is an option.

Starting your own business is a dream for many people. To be your own boss and reap the full rewards for your efforts is a wonderful and motivating goal. A business can be started while you still have a full-time job, this makes the transition into self employment a whole lot easier. The general advice for starting your own business is to pick the thing that you love to do and go for it. Failing that, use your individual skills to generate money for yourself.

The goal is to have multiple baskets, each containing one egg. Each basket represents an independent source of income. The dream of course is to receive passive income, the basket that holds the golden egg.  This is income that generates an inflow of cash month after month without a need for any labor. It requires an initial effort, but after that, you are enjoying another independent income stream, labor free.  Royalties from artistic works, affiliate marketing and pensions fit into this category.

This is a large topic and it is of particular interest to me. I will write much more about this area of interest frequently and give you insights into my experiences. My goal is to produce a comprehensive list of reliable leads for you in the near future, especially in the area of working online.

Until next time, take care and invest wisely.

 

US To UK Translations

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A look at some words that can cause confusion between Americans and the British.

 

U.S to U.K words.

CHIPS, in the U.S. this refers to potato chips, but chips in the U.K. are what Americans call fries. The British delicacy of fish and chips refers to a battered fish, normally Cod, with what Americans would describe as something similar to steak fries.

HOOD, as in the hood on a vehicle. The British call the vehicle hood the bonnet.

TRUNK, as in the trunk on a vehicle. The British call the trunk the boot.

PISSED, A pissed American is a very annoyed one but in the U.K. if you are pissed, you are falling down drunk.

RESTROOM, unknown in the U.K. If you need the restroom when in Britain, you’d better ask for the toilets if you are desparate.

ELEVATOR, the British don’t have elevators, they have lifts.

CANDY, Brits don’t eat candy, they eat sweets.

GAS, British vehicles don’t run on gas, they run on petrol which is why they have petrol stations and not gas stations.

STORE, the British generally make their purchases at a shop but they understand “store”.

PANTS, pants are trousers in the U.K.

JUMPER, British men wear jumpers, no, they are not wearing women’s clothing, they are wearing what Americans call a sweater.

TIRE, a tire is still a tire in the U.K. but it the British spelling is tyre.

FAG, this is not a derogatory term for a gay person in the U.K., it is slang for a cigarette.

TRACTOR-TRAILER, the British call them articulated lorries.

FREEWAY,   The British call them motorways.

APARTMENT, an apartment in the U.K. is called a flat.

Americans have a fascination with the British word WANKER. This is a very derogatory  expression in the U.K. It refers to a specific act but it is generally used to describe an unpleasant or stupid person.

 

U.K. Slang words. 

There are many regional differences in the use of slang in the U.K. These are mainly from South East England and London.

Crisps = the British name for potato chips

Spuds = potatoes

Whistle = A Cockney rhyming slang term derived from “whistle and flute” which means a men’s suit.

Apples and Pears =  Cockney rhyming slang for stairs.

Rub-a-Dub-Dub = pub

Merchant Banker = rhyming slang for wanker, you could also hear “ships anchor”, “Ricky and Bianca” etc. I personally like “merchant banker” because that term and “wanker” seem to go so well together.

Telly = TV

Dicky Dirt = shirt, (more rhyming slang).

Pigs Ear =  beer

Bloke =  roughly equivalent to guy or dude when referring to a particular man. Bloke is not used in the U.K. as a direct greeting to someone. “Hey dude” or “hey man” is ok, “hey bloke” is totally wrong and a Brit would think it was amusing.

Tomato =  it’s a tomato in both countries, just pronounced differently, more like tomayto in U.S. and tomarto in U.K. The British know what you are talking about if you say tomayto, but try saying  tomarto in the U.S.A. and you will get the big “huh?”.

I am Bilingual, I can speak British and American.

 

 

Apple Cider Vinegar

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A nurse that I knew once, told me that the best way to treat a sore throat was to fill a glass with warm water, add a few teaspoons of apple cider vinegar to it, stir the mixture, gargle the mixture then swallow. I tried it and it worked. I have used this ever since for fast effective treatment whenever I have a sore throat. It kills any pain almost instantly and the treatment can be repeated if needed.

The substance has to be APPLE cider vinegar and it has to contain what is termed “the mother”. This is a cloudy substance that is removed from the vinegar if it is filtered. Anyone who intends to try this remedy must ensure that their apple cider vinegar is unfiltered and that it contains “the mother”. Apple cider vinegar with “the mother” is easy to find at large grocery stores.

Apple cider vinegar has many health benefits.

Hiccups. One teaspoon (straight)  can cure hiccups

Weight loss. Apple cider vinegar can help you lose weight. The theory is that the acid reacts with the metabolism to aid weight loss.

Dandruff. Once again, the pH of the apple cider vinegar is supposed to react with the skin to kill the enzyme responsible for dandruff.

ACV for energy.  Amino acids in the apple cider vinegar react with the fatiguing acids that the body builds up when subjected to exercise and stress and cancel out those acids that cause the fatigue. The apple cider vinegar also contains potassium and some enzymes that help with fatigue.

There are many more uses for apple cider vinegar. I can say without doubt that it works with sore throats but for the rest?, you will have to experiment for yourself. The good thing is that even if it does not work for you, it will not do any harm.

There are whole books of apple cider vinegar remedies and recipes, CLICK HERE for more information

 

Aliens, Do They Exist?

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Do aliens exist?, I think that this depends upon each individuals perception of reality. Using the currently accepted paradigm, it would seem unrealistic to believe that there are no other planets in the universe capable of supporting intelligent life. There are supposed to be billions of stars in the universe with trillions of planets. Using those numbers, it would be arrogant to assume that humans are the only intelligent beings in existence.

There are many theories about aliens having played a part in human development. Some people believe that the pyramids were built by aliens who came to assist humans to evolve. Other theories suggest than it was aliens and not God who actually created us. There are many crazy sounding theories out there and because we do not know, any one of them could be true, it all depends on the individual receiving the information.

What about the theory that all matter is basically  frequencies vibrating at different speeds. This theory does not discount aliens as different frequencies and speeds occurring on other planets could materialize as aliens. This ties in to the idea that we all live in a matrix like environment. Quantum physics at this time appears to be supporting at least some of these ideas.

There are people who totally believe that the earth is flat. Some think that we live inside a sort of enclosed capsule covered by a dome that cannot be penetrated. These people naturally believe that we did not go to space and that the moon landings were faked. The flat earth believers think that God, or a benevolent all-powerful entity did create the world and life on earth, putting us at the center of creation.

Maybe there is someone out there that does know the truth about aliens, I certainly do not, do you?.  If aliens do exist, and they manage to travel to earth, we can assume that they are much more advanced than us in technology at a minimum and hopefully they are more spiritually advanced. I would hope that they would see that we need some assistance and supply us with renewable cheap energy, farming technology to allow us to feed the whole world cheaply ( I think that this already exists but business multi-nationals are just not into sharing), and inexpensive, efficient medical technology, but then again they may just want us all to assimilate and become the Borg or something similar, who knows.

Earning Extra Money

cash dollars hands money

We all need money, as much as we can get.  The ideal is to get more cash for less time input, that is the ideal unless you run a business, then time spent earning money is less painful. The term wage slavery springs to mind whenever I think of employment but there is a lot less pain involved when one considers the multitude of freelancing/ work from home opportunities that have been enabled by the internet. Here are a couple of  available opportunities that give you extra insight on opportunities that I have experienced. Freedom is the goal.

Once a person is established, some ideas could generate more money than a full time job but the down side to this form of generating money is that the contractor does not receive benefits such as medical cover, dental and vision, pension and other benefits found in a traditional employee benefits package.

Trading

An ideal way of generating money is stocks and shares but this is long term and will not immediately help to pay the monthly bills unless you have enough money to buy a lot of high dividend stocks which pay out dividends periodically throughout the year but it can be done. Trading is an option for shorter time gains, you can trade shares, options, Forex, Commodity Futures. All have some risk attached to them and there is no guarantee that you will make profit, even shares can lose value just as much as gain and you need to study the subject in order to make educated trades. There is a skill set to acquire before you can make money.

There are many methods of trading and each one can generate profit if the method is learned. I have found that you need to find the method that suits you best. The basics are technical trading and fundamental trading.  You can make profit on falling prices as well as rising prices depending on whether your position is short or long. The basic explanation for the technical trading system is that the trader uses price charts to find recurring patterns in order to place trades. The patterns can be found using analysis tools or just based on straight price action over time. Fundamental trading is based on news and events. A typical example could be the use of weather forecasts when trading a particular crop with futures. At the end of the day, trading has a lot of potential for profit but also a lot of potential for loss and one should understand this before starting.

Search Engine Evaluation

Leapforce

Leapforce is experiencing unprecedented demand and growth for qualified home-based independent agents. They are looking for highly educated individuals for an exciting work from home opportunity. Applicants must be self motivated and internet savvy. This is an opportunity to evaluate and improve search engine results for some of the world’s largest internet search engine companies. I have found that the work at Leapforce is interesting and pays around $13.50 per hour. US based agents cannot work more than 40 hours per week, if the work is available, but just 1 hour per day 7 days a week will pay $418.50 for a 31 day month. That money is quite respectable for something that only take an hour a day. CLICK HERE if you want to qualify.

Retire Early?

 

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Today, I have been having serious doubts about my decision to retire early. First on my list is that the retirement check is not enough. I knew this before retiring but the plan was to retire to allow us to move several hundred miles away from the big City in which we lived, to a much smaller City several hundred miles away. I planned to continue the same job in the smaller City and I did, for about 6 weeks until I could not stand it any longer.  The new job managed to perfectly blend the worst aspects of working in the 1970’s with the worst aspects of working in the present day. I doubt that it was planned that way but that’s the way it was and I couldn’t stand it, so with the small pension giving me a little more freedom than I had in the past, I politely told them to shove the job and went back to “retirement”. One day I will be specific about the profession that I was working in and I expect that you all will understand me better. All I am willing to say now is that the job can be dangerous and I was always coming into contact with crazy people and very emotionally needy people. Dealing with these people was not strictly part of the job, but over the decades, they have been unofficially added to the job responsibilities. The reason? who knows but I would guess that some smart ass somewhere figured out that he/she could add it to our job responsibilities and thereby save money by eliminating whole social services departments.

I also have a suspicion that I do not like small Cities. I have always liked to be an unknown when going about my business. This is the first time that I have lived in a small place and I am getting the impression that I cannot keep a low enough profile because it is small. Time will tell.

I was not particularly happy in the job that now supplies my retirement check, but I was known, knowledgeable about the job, knew all of those little procedures that are vital to the job but strangely never make it into the operating manual (funny how that works ?) and respected mostly. I had very serious doubts about retiring before I did so but my wife could not take the large crime ridden City anymore and she could take her job with her, so we took the chance that my employment would work out. For the last few weeks I have been applying for part-time jobs that require little thought. I have not received one positive reply, I have hardly received a reply at all. I only need a few dollars to make up my pension but it seems that I am not qualified for the most tedious and modest of jobs.

Tomorrow I will be back to looking for self employment ideas and testing them out, that would make me much happier anyway. As I test the contractor and self employment opportunities, I will let you all know the details and if it is worth trying.  My first contractor work will be Instacart, I will update the blog and the Generating Money page with the details. At this time, it looks ok and will probably generate more cash for less time worked than traditional employment as long as you don’t take benefits and social security payments into account.

Stay tuned for more info………..

Pensions, Are You Eligible?

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UK Armed Forces Preserved Pension

 

If you have served 2 years or more in the UK Armed Forces, you will be entitled to a pension. The age at which you can claim the pension depends upon various factors,

AFPS 75
AFPS 75 deferred pension member whose service ended before 6 April
2006, should claim their pensions, from Veterans UK, at age 60.

AFPS 75 deferred pension members whose service ended on or after 6 April
2006, but who had at least two years service before 6 April 2006, should claim
the proportion of their pension which relates to their pre 6 April 2006, service
at age 60 with the remainder becoming payable at age 65.

AFPS 05
AFPS 05 was introduced in 2005 and for those joining or rejoining the Regular
Armed Forces from 6 April 2005. Serving members of AFPS 75 were given
the opportunity to transfer to AFPS 05 by 6 April 2006.

AFPS 05 deferred pension members should claim their pensions from
Veterans UK at age 65

RFPS 05
RFPS 05 is a scheme applicable for those starting or renewing a Full Time
Reserve Service commitment /contract from 6 April 2005 and Serving
members of FTRSPS 97 were given the opportunity to transfer to RFPS 05 by
6 April 2006.
AFPS 05 and RFPS05 deferred pension members should claim their pensions
from Veterans UK at age 65.

Further information is available Click Here