What Is Money? How Can You Attract It?

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What is money?

And how can you attract money?

Is money is just paper, metal or figures that give a person the ability to obtain goods and services or is there more to it?.  

Money has been described as energy, the transfer of energy, energy storage and many more definitions. People have different ideas on what money actually is, but it is a fact that money is a convenient form of exchange for services and goods. Money is more convenient than a direct exchange of goods or services between people. Having as much money as you need is good, having more money than you can use is freedom.

money pink coins pig

Money is a form of energy storage, nobody can obtain it without some effort, expending some energy. People don’t exchange their energy for pieces of paper or cheap metal disks, they exchange their energy in order to acquire the items that they need or desire. The paper, metal disks and numbers showing a credit on a bank account store the energy until the owner is ready to exchange it for goods and services. There are of course, positive and negative energies that one can choose to use to accumulate money, and if you believe in the big picture principle that what you send out into the universe is what you will receive (reap what you sow), then it would be wise to expend good, honest energy in your quest for money.

bullion gold gold bars golden

Money was once aligned with gold and the value of money was dictated by how much gold was held to validate the currency. For various reasons, this is no longer used and is seen by many people in the financial world as a limiting factor. There would have been no “quantitative easing”  if the value of the dollar was backed by gold.

 

What we have now is the fiat system where a government orders that a currency is legal tender and makes it law that the currency must be accepted as payment for goods and services with no underlying commodity of value to back the currency. When other countries also agree to accept each other’s currency for exchange, you have the current global system. The value of one currency to another varies daily for many reasons, and to give an example, not so long ago you would get two U.S. Dollars (USD) in exchange for every Great Britain Pound (GBP) that you exchange, but at present, you may get around $1.30 for every pound. This is a very simplistic explanation.

 

Whatever you think of money and it’s systems, you need it to survive in the world, if you think that you don’t, then someone is supporting you and you only need to look at the reason that they are able to support you for your answer. You will find that money is being supplied to you by someone.

sky space dark galaxy

Quantum physics suggests some very interesting theories on many topics. The basics are that at their core, all things and living beings are vibrating frequencies which give the illusion of solid objects, and give form to the universe. Along with this goes the theory that we are spiritual beings living in a physical body and world, and that we can influence our environment by what we think. The phrase  “ what you think about is what you become” springs to mind.

 

If the above theory is true, then money is just a frequency and one must harmonize with the frequency of money in order to attract it. The world that we live in demands that we have to give something of value in order to receive money in exchange. It is believed by many, that the act of giving money to people in need of it will ensure that the donor will receive money in return somewhere down the line, and not necessarily from the person who originally received the money.  There is a theory that we live in a kind of elaborate computer game or matrix, created by our spiritual selves in order to give us experiences and teach us lessons. The theory suggests that we can “will” anything that we desire into existence by the power of the mind but we just don’t know it and we have been stripped of the memory of this ability because if we knew of it from birth, then life would be too easy and it would not fulfil it’s function of furnishing experiences and lessons.

 

Money is not good or evil, it just “is”. People can use money for good or evil and some of the acts that various individuals will commit in order to accumulate money may be evil in certain cases. Money does not cause people to act in a bad way, people decide to act in bad ways for themselves. Gold fever is really greed and fear.

 

I see money as a convenient method of exchange for goods and services. There are people who do manipulate the system for personal gain but if you allow yourself to be negatively influenced by hearing, reading and thinking about such people, you will not attract any yourself. Accumulate money for yourself and do good with it.

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We all want money, so what is the frequency of money?

Well, it’s not so much about the frequency of money as the frequency that you broadcast from your mind in order to attract it. Your brain produces an electrical field and it would not be so far fetched to believe that you thoughts are a sort of radio broadcast that interact with other frequencies outside of your body.

It is generally accepted by practitioners of the use of thought to manifest desires, that in order to attract your desire, you must go as far as to  truly believe that you already have your desire. To use you mind to “want” something is to attract the “wanting”, so you will be left continually wanting your desire. If you use manifestation techniques to make yourself believe that you already have your desire, then you will attract the desire. The theory is that the “universal field” will pick up on your broadcast, it will see that you believe that you already think that you have your desire and will therefore be obliged to supply the desire.

There is also a belief that people limit themselves financially by the way that they think. A person who earns $50,000 a year and believes that this is the maximum amount that he/she is worth will never earn more than that. Unconsciously, they will limit their job searches to $50,000 as a ceiling or maybe they won’t attempt to start a business because they “know” that they won’t make any money.

 

Many people who study manifestation techniques suggest that a mindset of general abundance already attained and gratitude for that abundance are the correct approach to get to be on the frequency that attracts money.

 

Do something positive to achieve abundance. Some people believe that nothing is required in order to attract abundance except to get into the mindset, but the mindset produces ideas and ideas put into action (brought into physical being) are what produces results.

 

Conclusion

Don’t let yourself believe that money is bad and that it is not attainable by you. Have faith in yourself, develop your skills and go and get some. The existing system is not perfect but it is what we have to work with. We need to find ways to achieve wealth honestly, from within the system.

A person must have faith in their ability to earn an abundance of money in order to make money.

 

The ideas discussed here are all elements of large areas of study in their own right and there is an abundance of information about all of the ideas online and in books. Each idea would be worth further investigation. I can’t say whether manifestation produces results, but most of the alternatives are not positive, and practicing some of these ideas would not do any harm and may produce something positive.

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The Cost Of Living

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The amount of money needed to live comfortably differs from City, State, country and region. I have been aware of this for a long time as I have traveled quite a lot, but I still haven’t managed to completely answer the question of why the cost of the same service or product differs so much according to location.

I remember travelling to Norway several times and the price of alcohol was about 6 times more expensive than it was in the U.K. When I first moved to the U.S.A., I could buy a carton of cigarettes in my State for less than the duty free price at the airport.

The most affordable State in the U.S.A. according to studies is Mississippi, followed by Indiana, and Michigan. Most studies use housing costs (rent and ownership), essentials such as food, healthcare and clothing. The studies also take taxes into account. The most expensive State to live in is Hawaii, followed by New York and California.

Unless you are independently wealthy or funded by other means such as pensions, self employment, passive income etc, then the amount that can be earned from work needs to be considered before moving to a more affordable State.

As a rough guide, the median household Income for the above States in 2015 was –

MS $40,593 (The least expensive State).

IN $50,532

MI $51,084

CA $64,500

NY $60,850

HI  $73,486 (The most expensive State).

A more in-depth study can be found HERE

 

The issue is that the same goods and services can differ in price, either higher or lower depending on each State, this difference adjusts the true national value of your household income. I understand that many people from the higher paid States move out to a State with a lower cost of living when they retire with a decent occupational pension, and this effectively gives them a pension raise. As house prices are usually in line with the cost of living, the new pensioner can sell a house which is probably paid for, or mostly paid for, take the cash and buy an upgraded house for the same price in the cheaper State.

 

People with more modest pensions can do the same, but the interesting thing is that these people would be even better off financially if they moved abroad. Some studies state that after looking at the cost of living in various countries, a couple with approximately $1200 per month pension could live a reasonably comfortable life in several desirable countries around the world, including some in Europe. A person could live very well on $1200 a month in the 3rd world but I doubt that this would be attractive to most.

Popular and emerging locations include Slovenia, Crete, certain places in France and Italy, Hungary, Portugal, and Malta. This is not an exhaustive list. All of the countries listed have been reported to be friendly to foreigners.

I find it interesting that a person on a modest fixed income from the U.S. could move to a desirable Mediterranean/ European location and live comfortably. I would think that learning the language would help with integration, especially in France as I have found that the French mostly know English but refuse to speak it. I suppose that is fair, as we expect people to communicate in English in the English speaking countries.

Why is there such a difference in the cost of living between countries and even our own country to a lesser degree?. I am still trying to figure this out,  I suspect that it may have something to do with control and exploitation, but i’m open to all opinions.

We are paying much more for the same services and goods in the U.S.A. than some other countries,  but we are still much better off price wise than Northern Europe and the U.K. in most respects.

We are lucky if we have independent funds, however modest, as according to studies the global median income is $1,225 per year and to make it into the top 1% of earners worldwide you only need $34,000 per year. This still doesn’t answer the price disparity question but it does give a lot of us more options than we originally thought that we had.

My Trading Style

GBPCHF Blog ex best2

Here is a quick breakdown of my style of trading (Forex).

The red horizontal lines are support and resistance. These are prices that have been hard to get above or below in the recent past. When a price approaches support or resistance, there is more chance that the price will reverse it’s current trend, so it should be watched.

The chart uses Japanese candlesticks to record price. There are other styles of displaying price available. A red candle indicates that price is falling, a green candle indicates price rising.

My profit to loss ratio is a minimum of 1.5. If I can get more, I will, but I will not take a trade lower than this ratio.

Chart

  1. The candle approaches the support line, and the 2 candles with the long lower tails indicate to me that prices are likely to rise.
  2. I place a long trade to buy at 1.23856, with a stop/loss at 1.22119 and an initial “take profit” target at 1.25957.
  3. I place my stop/loss below the long tail on the last candle before price rises to make it harder for it to be reached but still keep to my profit to loss ratio.
  4. The price falls after the initial rise and makes me nervous but it doesn’t stop me out and I leave it alone to see what price will do next.
  5. Price rises again, falters for a couple of days, but eventually continues on up and triggers my “take proft” (sell order).

Any candles that are in the green area between the times that I bought and sold mean that I have profit. If they are in the red area, I am at a loss, but unless price goes lower that my stop/loss order I stay in the trade.

As you can see (in hindsight), price continued to rise significantly after I took my profit and closed out the trade and would have made me a huge profit if I had stayed in the trade but I decided to take my profit before price hit the next red resistance line.

The actual profit all depends on how many units you are trading, for example 10,000 units could have made about $200 profit, 100,000 could have made $2000. The chart is showing daily prices where each candle represents one day of price movement. This trade took 10 days to hit my sell order and produce the profit that I desired. $200 profit for 10 days is ok, $2000 for 10 days is great. The size of the contract can be scaled up or down depending on the size of your trading account.

Traders usually trade on margin which basically means that the trader only needs a small percentage of the total trade value in their trading account in order to place the trade. This allows the trader to have much larger trades than would be possible without margin. Each broker has their own limits and policies for margin trades.

I caution you not to trade anything until you have found, and you are comfortable with a trading style. It does not really matter which style/system you use as long as it works for you and keeps you in profit. You will have to investigate different systems  in order to find the one that you like. If you don’t know where to start CLICK HERE for several trading styles

Don’t Have All Of Your Eggs In One Basket

brown bird nest

 

Most of us have heard this idiom before but many people still rely on one place to supply all of their income. Doing this is a most dangerous example of putting all of your eggs in one basket.  Many of us are now aware that the conventions of the 1950’s and 1960’s don’t apply to the world of work anymore. Most employers will get rid of an employee for any reason that they deem advantageous, even the most loyal and hard-working of employees are subject to this, especially in the so-called “Right to work” states. The phrase “Right to work” sounds so great, insinuating that this law is about worker’s rights when in fact it is a union busting tactic and allows employers to dispense with an employee at will. The employee therefore should feel that he/she has the right to dispense with the employer’s employment at will, although you will not find this prominently displayed in any workplace.

Every person needs to evaluate their financial circumstances at regular intervals, which brings up another common phrase, that of saving for a rainy day. Everyone should save money from their income, even if it is only a couple of dollars a month. The act of saving will get you into the habit and hopefully the savings will dramatically increase as earnings increase.

Acting now to diversify your income will save you the potentially devastating consequences of losing your one job, that pays all of your bills, that puts food on the table and a roof over your head. I can think of several ways to take some of those eggs and put them into different baskets. One great way is to complete some contract work online. The work is not permanent and you need to work with multiple websites to ensure that cash keeps rolling in, If nothing else it may supply the money for a savings plan and if you keep at it, the jobs get more interesting and the pay can increase. Working “gigs” on websites like Fiverr is along similar lines, except for the fact that you are using your particular skills such as typing, internet marketing, graphic design etc. Both of these ideas have the potential to generate a full-time income and even a business. I have more information on my “Generating Money” page.

Part time work, after completing your full-time job puts another egg into another basket for you, if you have the energy. Some are well paid, it all depends on your skill set. In theory, this is a great way to diversify your income, the problem is that it is time-consuming and potentially very hard, but it is an option.

Starting your own business is a dream for many people. To be your own boss and reap the full rewards for your efforts is a wonderful and motivating goal. A business can be started while you still have a full-time job, this makes the transition into self employment a whole lot easier. The general advice for starting your own business is to pick the thing that you love to do and go for it. Failing that, use your individual skills to generate money for yourself.

The goal is to have multiple baskets, each containing one egg. Each basket represents an independent source of income. The dream of course is to receive passive income, the basket that holds the golden egg.  This is income that generates an inflow of cash month after month without a need for any labor. It requires an initial effort, but after that, you are enjoying another independent income stream, labor free.  Royalties from artistic works, affiliate marketing and pensions fit into this category.

This is a large topic and it is of particular interest to me. I will write much more about this area of interest frequently and give you insights into my experiences. My goal is to produce a comprehensive list of reliable leads for you in the near future, especially in the area of working online.

Until next time, take care and invest wisely.